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National Pension Scheme : ウィキペディア英語版 | National Pension Scheme
The National Pension System (NPS)〔http://articles.economictimes.indiatimes.com/2011-12-29/news/30568962_1_nps-trust-fund-managers-national-pension-system〕 is a defined-contribution pension system operated by the Government of India. In 2004, the Government of India decided to move from a defined-benefit pension system to a defined-contribution pension system. Apart from offering a range of investment options to employees, the scheme allows individuals to make decisions about where their pension fund is invested, permits limited withdrawal prior to retirement and reduces the total pension liabilities of the Government of India. The scheme is structured in two tiers. A tier-1 account is a basic retirement pension account available to all citizens from 1 May 2009. It does not permit withdrawal of funds before retirement. A tier-2 account is a Prospective payment system (PPS) account that permits some withdrawal of pension prior to retirement under exceptional circumstances, usually related to the provision of health care. ==Regulation== (詳細はPension Fund Regulatory and Development Authority (PFRDA).
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